the following costs (\$ millions): For the next two years, Fast expects an increase in consumer loans of 5 percent annually with related increases in costs. If the company has a continuous improvement goal of 2 percent each year, the budgeted amount for loan processing for 2021 will be (\$ millions): Select one: a. $12,348 b. $11,760 c. $12,600 d. $12,000