The following data show the 10-year historical returns of S&P 500 and 3-month T-bill. Fund A invested $100 to S&P 500 at the beginning of 2012 and reinvested all the proceeds until the end of 2021. Fund B invested $100 to 3-month T-bill at the beginning of 2012 and reinvested all the proceeds until the end of 2021. At the end of 2021, the difference between Fund A's cumulative dollar value and Fund B's cumulative dollar value is A 23 B 124 236 358 Year RS&P500 RTBILL3M 2012 16.33% 0.06% 2013 35.22% 0.02% 2014 11.73% 0.02% 2015 0.09% 0.02% 2016 13.50% 0.20% 2017 22.31% 0.80% 2018 -5.12% 1.81% 2019 30.42% 2.14% 2020 24.11% 0.44% 2021 23.61% 0.04%