The following information is from First Yaupon Savings Association. Assets 2-year commercial loans 1-year Treasury bills Par Amount Rate Liabilities $600 million 10% 1-year CDs $400 million Net Worth $100 million Par Amount Rate $900 million 7% If all interest rates decrease by 15 basis points, what is the expected impact on the FI's net interest income? (Hint: Use the repricing model to answer this question.)