The following selected information (in thousands) is available for Cullumber Inc.:

		2021		2020
Total assets		$3,885		$3,712
Total liabilities		2,178		1,958
Interest expense		27		15
Income tax expense		178		147
Profit		417		388
Cash provided by operating activities		916		574
Cash used by investing activities		480		294

Calculate the following solvency ratios of Cullumber Inc. for 2021 and 2020. (Round debt to total assets and interest coverage answers to 1 decimal place, e.g. 52.7 or 52.7%.)

		2021			2020
Debt to total assets			%			%
Free cash flow		$			$
Interest coverage			times			times

Indicate whether each of the solvency ratios calculated in part (a) is better or worse in 2021.

Debt to total assets		BetterWorse
Free cash flow		BetterWorse
Interest coverage		BetterWorse