The following statement refers to a source of short-term credit. Select the best term to complete the following sentence: When resources are used and the payment for those resources is delayed, the result is the spontaneous creation of short-term . Hansen Assemblers Corporation is a manufacturing company. Hansen's balance sheet reflects a note payable of $100,000 due in 10 months to U.S. Bank. Which type of financing does the note represent? Accrual Commercial paper Bank loan Trade credit