The following statements are true with respect to how life insurance companies talrulate the age rate for the covered life insured, except:Select one:a$.$For group insurance, the rate is usually yearly renewable term' and the age rate is the average age of all life insureds coveredbIf Tim was $32$ and his birthday was March $26,$ on September $27$ his attained insurance age would be $33$ using age nearest birthdayC.If Tim was turning $33$ tomorrow, using last birthday, Tim's attained Insurance age would be $33$d$,$If Tim has just turned $32$ two months ago, using age next birthday. Tim's attannedInsurance age would b