The following table shows the sensitivity of four stocks to the three FamaFrench factors. Assume the interest rate is 4%, the expected risk premium on the market is 7%, the expected risk premium on the size factor is 3.9%, and the expected risk premium on the book-to-market factor is 5.5%.

	Ford	Walmart	Citigroup	Apple
Market	1.27	0.60	1.08	1.28
Size	0.10	0.44	0.02	0.64
Book-to-market	0.79	0.22	0.88	0.69

Calculate the expected return on each stock. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.)