The General Motors 3.625% July 2047 bond is priced to yield 15.990% while the Yahoo 3.625% July 2047 bond is priced to yield 19.600%. If the market assumes that there is a 4.315% probability that General Motors will default on the bond then the market also assumes that the probability of default on the Yahoo bond is

________%

and the expected yield in this market is _________%