The goal of this paper is to analyze the current trends and challenges for effective benefit programs. In particular, assess what you believe are innovative and creative benefit programs. Also, analyze the trends and challenges facing employee benefits. Your paper should: Compare and contrast three organizations that have demonstrated best practices in offering employee benefits. Use the Internet to find examples of these companies that have innovative benefit programs. Include an analysis of trends and challenges in employee benefits based on your research. Written Assignment Guidelines: (For every Module) Your written assignment paper should be 4-6 double-spaced pages using 12-point font. Please follow APA guidelines for formatting and page structure. Use APA citation guidelines in your paper and provide a bibliography at the end of the paper. Please proofread and spell-check your paper. Proper use of grammar, punctuation, and spelling will be considered in your final grade