The Gold Organization received a donation of $20,000 from a benefactor at the beginning of the year and deposited the money into a savings account offering a rate of 4.00% p.y.c.d. During the course of the year, the organization will engage in several fundraising events. Each month, the organization expects to deposit $1,000 into the savings account. If all goes as planned and no withdrawals are made, how much money will there be in the account at the end of three (3) years?