The insurance company that you represent has terminated your contract. You arrange to get a contract with ABCLife of Canada. When you visit your client you tell her that you left your previous company because it was badly managed and in danger of going bankrupt. Did you violate any code of ethics? Select one: a. No, because he is discrediting a company, not another agent b. No, you are only comparing companies c. No, because your former company cancelled your contract d. Yes, you are guilty of defamation which could impact your former company