The interest rate a company pays on $1-$year, $5-$year, and $10-$year loans is a function of

its working capital ratio, debt$-$equity ratio, and default risk ratio.

its credit rating and the length of the term over which repayment is scheduled.

Its accounts payable ratio, its debt$-$assets ratio, and its loan default percentage over the past three years.

its credit rating.

its current ratio, its prior$-$year net profit margin and operating profit margin, and its prior$-$year return on capital employed.