The investment contributions made by Mr. D K Bose, an employee of a Private company, in his NPS, National Pension Scheme, Tier-1 (SBI Pension Fund) and Tier-II (LIC Pension Fund) accounts are mentioned in the below tables. The value of these contributions as on 31st December 2019 is also given as per NPS statement. You are required to help Mr. Bose to know his return on investment till 31.12.2019 in both NPS accounts. What would be the change in his return on investment if Mr. Bose's taxable income falls within 20% tax bracket? NPS Tier-1 NPS Tier-11 Market Value of Contribution Date Market Value of Contribution 21-Feb-16 02-Mar-16 03-Jul-16 07-May-17 07-Jan-18 04-May-18 19-May-19 31-Dec-19 Contribution made on each date 8000 25000 25000 42000 8000 50000 50000 Date 21-Feb-16 02-Mar-16 03-Jul-16 07-May-17 04-May-18 04-Sep-18 19-May-19 31-Dec-19 Contribution made on each date 2000 15000 25000 8000 6000 14000 30000 258596.31 125257.23