The Investment Fund sells Class A shares with a front-end load of 8% and Class B shares with 12b-1 fees of 1% annually as well as back-end load fees that start at 5% and fall by 1% for each full year the investor holds the portfolio (until the fifth year). Assume the portfolio rate of return net of operating expenses is 8% annually. If you plan to sell the fund after 4 years, are Class A or Class B shares the better choice for you? Group of answer choices Class B Indifferent between Class A or B Class A