The Investments Fund sells Class A shares with a front-end load of 8% and Class B shares with 12b-1 fees of 0.75% annually as well as back-end load fees that start at 5% and fall by 1% for each full year the investor holds the portfolio (until the fifth year). Assume the portfolio rate of return net of operating expenses is 12% annually. If you plan to sell the fund after 20 years, what is the final amount you can expect to get from Class A shares if your initial investment is $1000?