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The leaders of a religious group decided to start a life insurance organization to insure members of the religious group. The insurer will operate as

The leaders of a religious group decided to start a life insurance organization to insure members of the religious group. The insurer will operate as a nonprofit organization, thus receiving favorable tax treatment. The insurer formed will be a

reciprocal exchange.

health maintenance organization.

stock insurer.

fraternal insurer.

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