The liability portion of a homeowners policy covers which of the following: Negligent acts done to the homeowner Only dwelling coverage to the home Negligent acts on the part of the homeowner Structural damage to the home Question 3 (1 point) Saved Which of the following statements concerning the medical payments coverage in the personal auto policy is (are) correct? I Medical payments coverage is an optional benefit. II Medical payments coverage excludes payment of the medical expenses of the insured and his or her family members. I paiy 11 oniy Beth 1 and ii Neither I nar if