The loan below was paid in full before its due date. (a) Obtain the value of h from the annual percentage rate table. Then (b) use the actuarial method to find the amount of unearned interest, and (c) find the payoff amount. Regular Monthly Payment $360.49 APR 4.0% Remaining Number of Scheduled Payments after Payoff 18 APR Table Number of Annual Percentage Rate (APR) Monthly 4.0% 4.5% 5.0% 5.5% 6.0% 6.5% 7.0% 7,5% 8.0 % 8.5% 9.0% 9.5% 10.0 % 10.5% 11.0% Payments (n) 6 12 2819 18 24 30 36 43 60 2.18 3.20 Finance Charge per $100 of Amount Financed (h) 1.17 1.32 1.46 1.61 1.76 1.90 2.05 220 235 249 2.64 2.79 2.94 3.08 3.23 2.45 2.73 3.00 3.28 3.56 3.83 4.11 4.39 4.66 4.94 5.22 5.50 5.78 6.06 3.60 4.00 4.41 4.82 5.22 5.63 6.04 6.45 6.86 7.28 7.69 8.10 8.52 8.93 4.22 4.75 5.29 5.83 6.37 6.91 7.45 8.00 8.55 9.09 9.64 10.19 10.75 11.30 11.86 5.25 5.92 6.59 7.29 7.94 8.61 9.30 9.98 10.66 11.35 12.04 12.74 13.43 14.13 14.83 6.29 7.09 7.90 8.71 9.52 10.34 11.16 11.98 12.81 13.64 15.32 16.16 17.01 17.86 8.38 9.46 10.54 11.63 12.73 13.83 14.94 16.06 17.18 18.31 19.45 20.59 21.74 22.90 24.06 10.50 11.86 13 23 14.61 16.00 17.40 18.81 20 23 21.66 23 10 24.55 26.01 27.48 28.96 30.45 The loan below was paid in full before its due date. (a) Obtain the value of h from the annual percentage rate table. Then (b) use the actuarial method to find the amount of unearned interest, and (c) find the payoff amount. Regular Monthly Payment $360.49 APR 4.0% Remaining Number of Scheduled Payments after Payoff 18 APR Table Number of Annual Percentage Rate (APR) Monthly 4.0% 4.5% 5.0% 5.5% 6.0% 6.5% 7.0 % 7,5% 8.0 % 8.5% 9.0% 9.5% 10.0 % 10.5% 11.0% Payments (n) 6 12 2819 18 24 30 36 43 60 2.18 3.20 Finance Charge per $100 of Amount Financed (h) 1.17 1.32 1.46 1.61 1.76 1.90 2.05 220 235 249 2.64 2.79 2.94 3.08 3.23 2.45 2.73 3.00 3.28 3.56 3.83 4.11 4.39 4.66 4.94 5.22 5.50 5.78 6.06 3.60 4.00 4.41 4.82 5.22 5.63 6.04 6.45 6.86 7.28 7.69 8.10 8.52 8.93 4.22 4.75 5.29 5.83 6.37 6.91 7.45 8.00 8.55 9.09 9.64 10.19 10.75 11.30 11.86 5.25 5.92 6.59 7.29 7.94 8.61 9.30 9.98 10.66 11.35 12.04 12.74 13.43 14.13 14.83 6.29 7.09 7.90 8.71 9.52 10.34 11.16 11.98 12.81 13.64 15.32 16.16 17.01 17.86 8.38 9.46 10.54 11.63 12.73 13.83 14.94 16.06 17.18 18.31 19.45 20.59 21.74 22.90 24.06 10.50 11.86 13 23 14.61 16.00 17.40 18.81 20 23 21.66 23 10 24.55 26.01 27.48 28.96 30.45