The loan for the low$-$cost house is only offered to a married person. The age of the applicant

must be more than $25$ years old. The employment status of the applicant will be checked.

The loan is not offered to an unemployed or a pensioner. If the applicant is self$-$employed

then they need to provide a bank statement. If the monthly salary of an applicant is greater

than RM$3000$ then they are eligible to apply the loan