The Loan Qualifying Case Analysis information is below: Chip and Joanna Gaines are meeting with Snidely Whiplash, a loan officer, to discuss applying for a loan. They have seen a property they would like to buy but do not know if they can qualify. The Gaines have approximately $16,000 in savings. The property they are interested in purchasing is listed for $180,000. Calculate the monthly payment on a house selling for $180,000 with a down payment of $9,000 and first mortgage of $171,000 on a 30-year loan at five (5) percent interest. The loan will require private mortgage insurance at a rate of .75 percent of the loan amount. The annual property taxes are $3,120 per year and a hazard insurance policy will be $1,680 per year. The interest rate factor for a 30-year loan at 5 percent is $5.37 per thousand of loan amount. Chips annual income is $45,000 and Joanna has part-time income of $18,000 per year. The Gaines have monthly debts of: $390 for their car (three years left on loan) $155 minimum payment on $ 2,500 balance on a credit card What other solutions (please provide at least 2) could Snidely suggest? Be creative in your solution recommendation(s). Also be sure and illustrate how the suggestions you make would play out and provide the numerical analysis. Don't just make a recommendation without SHOWING me how it would work.