the lotter winner will receive $20000 every month for the next 20 years.

1.suppose you win this lottery and have an option to receive a lump- sum amoumt today. calculate the amount you should accepta discount rate of 4 per cent.

2.you decide to invest $5000 every month its investors an annual return of 8 per cent. calculate the lump sum amount you expect to receive after 20 years when the cash flow from your win stops