The Magnuson-Moss Warranty Act requires O all merchants to provide written warranties for consumer goods O simple, clear, and conspicuous information when a merchant provides a warranty for a consumer good O all sellers of consumer goods to provide a written warranty. O all merchant sellers of consumer goods to provide a full warranty. Question 20 5 pts Nearly Insolvent Savings & Loan (NISL) recently ran a newspaper advertisement that read as follows: "Unsecured open-end credit lines (maximum $15,000) now available to consumers. Borrow against your line as you need money. Minimum monthly payment only $25." Does this ad violate the Truth in Lending Act (TILA)? O No, because the TILA does not cover loans as high as $15,000 O Yes, because it falls to state the annual percentage rate. O No, because this is not an ad for a credit card O No it includes all required disclosures