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The major issues affecting banks in the 2023 and resulting in runs on deposits (massive, fast withdrawals of deposits) included (multiple answers may apply) a.

The major issues affecting banks in the 2023 and resulting in runs on deposits (massive, fast withdrawals of deposits) included (multiple answers may apply)

a. Unrealized securities losses

b. Bank liquidity constraints

c. Capital adequacy concerns

d. Realized loan losses

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