The majority of credit reports have some kind of error on them. True False The quality of your credit rating is maintained by: a. seldom questioning billing errors. b. meeting credit obligations as contracts require. c. using multiple credit cards. d. keeping high debt safety ratio. e. only using cash to make purchases. Too many hard inquiries in a short amount of time can hurt your credit. True False Which of the following are listed under identifying information on your credit report? a. Address b. Employer c. Social Security number d. All of the above