The market interest rate is 12%, risk-free rate is 5% and inflation rate is 3%. What is the exact real rate of return as per Fisher's effect equation and real risk premium for the market? a. Real rate of return is 6.67%, risk premium for the market is 3.67%. b. Real rate of return is 9.00%, risk premium for the market is 4.00%. c. Real rate of return is 8.74%, risk premium for the market is 3.74%. d. Real rate of return is 7.00%, risk premium for the market is 2.00%