The minutes remaining now is: 7 Seject your answer by ciICKng on tne raIO Dutton that corresponas to tne ietter or your cnoice. You may cneck tne pox next to tne question number to mark it for review. Prev - allows you to go back to the previous question. Next - saves your answer and allows you to go to the next question. View Summary - allows you to view your answer choices and those you marked for review. Submit Now - submits your answer choices for grading, Close - exits the exam. Jiang and Vivienne are both radiation oncologists. Jiang is married to Andrew and she is the main income-earner in her family. They have to school-aged children, Jake and Emma. Vivienne is single and she cares for her severely disabled brother, Thomas. Neither Jiang nor Vivienne have any insurance or benefits and they approach you about individual disability insurance. Their obligations in terms of debts and expenses are equal and they earn the same income of e80 000 At 60% of income, they would each need a monthly benefit for long-term disability (LTD) of $4,000. However, Andrew insurance. Andrew's LTD monthly benefit is $2,000. Jiang and Andrew might only require $1,000 a month of disability insurance to protect the family in the event of the disability of one or the other. Which of the following statements is is a member of his employer group plan which offers short-term and long-term disability (STD and LTD) correct? Oa) Vivienne should require less coverage than $4,000 monthly since her single status should warrant lower financial obligations. would be prudent for liang and Andrew to have coverage higher than a $1,000 monthly benefit in order to guard Ob) against eventualities. Oc) Jiang should not require coverage since Andrew has enough coverage for the family should either of them become disabled, Od) Vivienne does not need coverage since she is not married and she does not have children who would be appointed as beneficiaries Prev Next View Summary Close Copyright 2002-2020 www.IFSE.ca. All rights reserved. IFSEIS3DR 2020-06-27 1:14:14 PM Privacy Policy Terms O CR S D rid's Ist Ultra-Low-Profile anical Keyboard