The more frequently a bank compounds interest, ____ will be.

	the higher the stated interest rate
	the lower the stated interest rate
	the higher the APY
	the lower the APY
	a and c

Mandi and Thomas were married and had one child, age 7. Mandi died in 2009 leaving Thomas a single parent. In 2010, the most favorable filing status for Thomas will be

	single
	married filing separately
	head of household
	qualifying widow
	any of these

A tax audit is a(n)

	IRS revision of previously filed return.
	IRS attempt to verify accuracy of return.
	IRS charge of illegal action.
	U.S. Tax Court action.
	U.S. Tax Court decision.