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The most effective method of lowering insurance premiums, from the insurer's perspective so it remains competitive, is to.. a. reduce the average risk profile of

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The most effective method of lowering insurance premiums, from the insurer's perspective so it remains competitive, is to.. a. reduce the average risk profile of new customers. b. increase the average risk profile of new customers. c. reduce the total number of customers. d. increase the adverse selection. e. None of the specific strategies work

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