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The number of claims has mean 0 and variance 2. The random variable 0 has mean .8 and variance .5. A policy is observed to

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The number of claims has mean 0 and variance 2. The random variable 0 has mean .8 and variance .5. A policy is observed to have no claims in Year I and one claim in Year 2. Find the estimated number of claims for the same policy for Year 3 using Buhlmann credibility

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