The Older Workers Benefit Protection Act $($OWBPA$)$ requires that a signed waiver of an employee's rights to file a claim under the ADEA be "knowing and voluntary". To be considered "knowing and voluntary", the waiver must satisfy which of the following requirements?

Multiple Choice

The waiver must specifically refer to ADEA rights or claims.

The employee has $10$ days to review the waiver and is directed to consult with an attorney before signing.

The waiver must be signed in the presence of two independent witnesses and a notary public.

To the waiver affects rights that have arisen prior to and after the date of the waiver.