The organization that you are working for has two different company pension plan options to choose from the Defined Benefit Pension Plan or the Defined Contribution Plan. Explain both types of plans - including the risk factor of each one and which plan you are going to choose. Your friend Isaac has come to you again for some more financial advice. Neither he nor estan Madison has wills. They assume that if one of them passes away, the other one will get everything. Is this true? Advise Isaac why they should draw up their wills as soon as possible. What are some things they will need to consider when drawing up their wills? (10 marks)