The parents of a couple that got married 4 years ago joined forces and gave the couple a generous cash gift of $12,000 to help them buy their first home. The couple has kept the money invested earning 4.9% per year over that period. They are now ready to use that money for a down payment on their first home. What is the amount of the down payment they can afford using the cash gift they received at their wedding?

Note: Please enter your answer rounded up to the nearest dollar. For example, if the calculated value of the down payment is $15,386.83 enter it as: 15,387 or 15387.