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The President (of the U.S.) has hired you to advise him/her on what 4 changes can be made to the commercial banking system to ensure

The President (of the U.S.) has hired you to advise him/her on what 4 changes can be made to the commercial banking system to ensure that the FDIC does not become insolvent (again). What are your 4 recommended changes? Explain why each one will work/help. 

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