The price of a large cap equity ETF is $45 at the beginning of the year and $57 at the end of the year. If the ETF paid a $2.75 cash dividend, what is the holding period return for the year? Enter your answer rounded to two decimal places. Do not enter % in the answer box. For example, if your answer is 0.12345 or 12.345% then enter as 12.35 in the answer box