The prize in last week's Florida lottery was estimated to be worth $40 million. If you were lucky enough to win, the state will pay you $2 million per year over the next 20 years. Assume that the first installment is received immediately. If interest rates are 10%, how much is this prize worth now? Select one: O a. $20,739,212 b $19,969,488 Oc $16,733,375 Od. $17,368,413 O e. $18,729,840