The probability of selecting a company that has a return on assets above 15 percent is 32 percent. The probability of selecting a company that has a dividend payout ratio at or above 40 percent is 39 percent. The probability of selecting a company with a return on assets above 15 percent and a dividend payout at or above 40 percent is 7 percent. What is the probability of selecting a company that has a return on assets of 15 percent or a dividend payout at or above 40 percent? _______ (