The probability that a 50-year-old male in the U.S. will die within one year is about 0.00142. An insurance company is preparing to sell a 50-year-old male a one-year, $30,000 life insurance policy. How much should it charge for its premium in order to have an expectation of $0 for the policy (i.e., make no profit and make no loss)? (Round your answer to the nearest dollar.)