the question. SHOW YOUR WORK. [4 points possible] 39) Assume that you have a health insurance plan with the following provisions: Office visits require a copayment of $35 Emergency room visits have a $450 deductible (you pay the first $450) Surgical operations have a $2500 deductible (you pay the first $2500) You pay a monthly premium of $400 During a one-year period, your family has the following expenses: Expense Total cost (before insurance) Feb 18: Emergency room $740 Mar 13: Office visit $100 Apr 14: Surgery $8200 May 12: Office visit $120 Nov 23: Emergency room $1120 Determine your health-care expenses for the year with and without the insurance policy