The ratios below measure the different aspects of risk the bank faces. Interest income to total income ratio Long term debt to equity ratio Capital adequacy ratio Non-performing loans to total loans ratio Bank A 20% 3.0x 12% 1% Bank B 80% 2.5x 10% 1.5% (a) For each of the ratios above, briefly discuss what the ratio measures and the type of risk it represents. (b) Based on the ratios, discuss which is the riskier bank