The real estate market in Miami is one of the fastest growing in the US, especially after the pandemic. Unlike other large states such as New York and California, the state of Florida kept its commerce open to the public and fewer restrictions were imposed than in most states in the country. Additionally, since many companies offered the flexibility of working from home, many people took the opportunity to move. As a result of this, Miami's population increased after the pandemic. Given the increase in demand and limited real estate inventory, the organization NeighborhoodScout estimates that housing prices in Miami have appreciated 188% in the last decade. In the US, 72% of home purchases are financed; In Miami the figure is significantly lower, and only 57.6% of purchases are financed. Let's say you want to save for a down payment on a house in Miami. The average value of a house is US$570,000. You already have US$10,050 saved and can afford to save US$5,000 per year at the end of each year. The bank pays you a rate of 7.25% annually on your savings. Develop and answer: A. Cash flow diagram B. How long will it take you to reach your goal of $60,000 for the down payment on the property (assuming you will finance the remainder)?