The real risk-free rate, r*, is 4%, and it is expected to remain constant over time. Inflation is expected to be 2% per year for each of the next three years, after which time inflation is expected to remain at a constant rate of 5% per year. The maturity risk premium is equal to 0.1(t - 1)%, where t = the bonds maturity. What is the yield on a 10-year Treasury bond?