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The recent financial crisis highlighted, in retrospect, how heavily households and businesses had come to rely on Fls to act as specialists in generating profits

The recent financial crisis highlighted, in retrospect, how heavily households and

businesses had come to rely on Fls to act as specialists in

generating profits and lowering costs.

risk measurement and management.

investment advice and brokerage services.

time intermediation and denomination mediation.

derivative securities and interbank borrowing.

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