The reserve requirement is 5% on the first $ 50 million of deposit accounts and 10% on the excess of these. ("millions of dollars") Assets: Liabilities and Capital: Reserves $ 15.9 Deposits $ 180.0 Loans 150.0 Capital 20.0 Investments 34.1 Total $ 200.0 Total $ 200.0

Suppose the bank makes commercial loans to various clients for $ 10.4 million. Show the situation status after this transaction. Analyze the reserve account and explain what considerations the bank treasurer should have.