The return on the Tarheel Corporation stock is expected to be 17 percent with a standard deviation of 7 percent. The beta of Tarheel is 0.6 . The risk-free rate is 9 percent, and the expected return on the market portfolio is 18 percent. What is the probability that an investor in Tarheel will earn a rate of return less than the required rate of return? Assume that returns are normally distributed. Use Table V to answer the question. Round z value in intermediate calculation to two decimal places. Round your answer to the nearest whole number. % Normal Distribution (Area of the Normal Distribution That is to the Right of +z or the Left of z Standard Deviations from the Mean)