The risk premium is: $($Select the best answer below.$)$

A$.$ an additional return beyond the risk$-$free rate that can be earned from a deposit guaranteed by the

government.

B$.$ an alternative return instead of the risk$-$free rate that can be earned from a deposit guaranteed by the

government.

C$.$ an additional return beyond the risk$-$free rate that can be earned from a deposit that is not guaranteed by the

government.

D$.$ another name for the risk$-$free rate.