The roof of Norms home is damaged in Superstorm Andy. He has $235,637 insurance limit with replacement cost coverage on his homeowners' policy. The current cost to replace the roof is $14,378. At the time of the damage, the roof is 6 years old with an expected life of 20 years. The flat deductible is $500 and the named storm deductible is 2%. What is Norm's deductible amount? Calculate to two decimal points