The SME sector of Colarado has witnessed a very sharp decrease in borrowing over the last two months, while larger firms have not registered such a steep decline. The Colarado local government is currently running a budget deficit. Both sectors claim that they have been hit worse than the other, due to the double whammy of COVID-19 as a result of the deficit. With the aid of diagrams, determine which section is actually more vulnerable to COVID-19.