The Smith Sony lan Corporation (SSI) is presently forecasting sales of $5 million with a days sales outstanding (DSC) of as days siis considering changing to credit terms expected to generate an additional $0.5 million in sales, although its DSO will increase to 65 days Expected credit department costs and bad debt losses are expected to change by a negligible amount if it adopts the new policy. Sl's variable cost ratio is 90%, and the interest rate it faces on short term loans is 15%. What is the expected change in earnings before taxes if it switches to the new credit policy? Select one: O a zero change O b. $ 4,589 O CS -17,500 O d. $ + 5,000