The spot price of oil is $91 per barrel, and the forward price for delivery in 3 months is $95 per barrel. Suppose you can borrow and lend for 3 months at an interest rate of 3.7% (in annualized and continuouslycompouncted terms). Suppose there are no holding costs (i.e., no storage costs, no holding benefits). Calculate the cash-flow at matutity of the cash \& carry strategy. Express the cash-flow (use - to indicate a negative cash-flow) of the cash \& carry strategy in $ with a margin of error +/0.01