The state of Florida sold a total of $36.1 million worth of lottery tickets at $1 each during the first week of January 2007. As prize money, a total of $41 million will be distributed over the next 21 years ($1,952,381 at the beginning of each year). The distribution of the first-year prize money occurs now, and the remaining lottery proceeds are put into the states educational reserve funds, which earn interest at the rate of 6% compounded annually.

After the last prize distribution has been made (at the beginning of year 21), how much will be left over the reserve account? (please solve using excel with steps )